http://app-cheri-and-ed-1.aidpage.com/ DISABLED CONTRACTOR FRAUD VICTIMS NEED HOME PLANS AND DESIGN HELP TO GET APPROVED HOME PLANS TO THE SKAGIT COUNTY PERMIT CENTER BY SEPTEMBER 1 2006 WE ARE BEING THREATENED WITH FINES AND POSSIBLE PROSECUTION, BUT HAVE GOTTEN ONE LAST EXTENSION UNTIL SEPTEMBER 1, 2006. WE HAVE BEEN GIVEN A NOTICE TO ABATE IF THE PLANS ARE NOT IN BY SEPTEMBER 1, 2006. We were both victims of "worse case" contractor fraud. We need financial and/or construction help to get our home our home finished and safe. I got the home in the divorce decree, but the foundation of the home was literally caving in, since neither the ex or the property management had done any repairs to the home in many years. We hired a general contractor from a referral from Service Magic, who happened to be a "con" tractor. After paying him more than the orginal bid, he completely demolished our home. He left us with no kitchen, bath or even running water and didn't ewven tell us he was leaving. He did not get any building permits and nothing was built up to code. Brad from Washington Labor & Industries. They took his contracting license away after seeing the damage he and his workers did to our home. We have been living in the demolished home for over a year now. My husband has done as much as he can to make this a liveable home, but we don't have any money to do anymore repairs and are still living in a home with no heat in the main living area, no kitchen and an unfinished bath. The roof still leaks, we don't have any kitchen cabinets, floor coverings and entire upper front of the home was left open to the elements, only covered by a tarp. We lived in a tent inside our home last winter. This winter we are freezing with temperatures in the teens. Nothing in our home is finished or built up to code. We are getting desperate for financial and home design and permit help in Skagit county Washington. We have been given a 30 day notice to ABATE, but we able to get one last extension until September 1, 2006. The permit center is threatening fines and possible prosecution if we don;t have approved plans in by September 1. My husband and I are are both disabled and were victims of "worse case" contractor fraud. The dishonest "con" tractor left us without any running water, no kitchen and no finished bathroom after paying him more than the original bid. According to a home inspector, he left the home in a "state of demolition." Can anyone in the design/building industry please help us. We are in desperate need of help. This nightmare has been going on for almost two years now. We are still trying to survive on one disability income until I have my social security hearing. We are losing hope and spiraling down into the depths of depression. Will this nightmare ever end? Thanks Ed and Cheri Mount Vernon, Wa 98274 Wed, 15 Feb 2006 14:11:20 PST en-us Aidpage(SM) http://the-rest-of-the-story-of-ed-and-cheri.app-cheri-and-ed-1.aidpage.com/ Both my new husband and I are disabled. We are going to need both financial and legal assistance to retain an attorney to try to reopen the divorce and hopefully prosecute the exhusband for forgery on our joint day trading account he forged my signature on. I first met Ed in junior high school. He was my first boyfriend at 14 years old, but my family moved so we lost contact. We have reunited and been married a little over a year now. We were both victims of "worse case" contractor fraud. We need financial or construction help to get our home our home finished and safe. I got the home in the divorce decree, but the foundation of the home was literally caving in, since neither the ex or the property management had done any repairs to the home in many years. We hired a general contractor from a referral from Service Magic, who happened to be a "con" tractor. After paying him more than the orginal bid, he completely demolished our home. He left us with no kitchen, bath or even running water and didn't ewven tell us he was leaving. He did not get any building permits and nothing was built up to code. Brad from Washington L & I took his contracting license away after seeing the damage he and his workers did to our home. We have been living in the demolished home for over a year now. My husband has done as much as he can to make this a liveable home, but we don't have any money to do anymore repairs and are still living in a home with no heat in the main living area, no kitchen and an unfinished bath. The roof still leaks, we don't have any kitchen cabinets, floor coverings and entire upper front of the home was left open to the elements, only covered by a tarp. We lived in a tent inside our home last winter. This winter we are freezing with temperatures in the teens. Nothing in our home is finished or built up to code. We are getting desperate for financial assistance. Thanks Sat, 25 Feb 2006 17:58:37 PST http://both-disabled-and-were-victims-of-contractor-fraud.app-cheri-and-ed-1.aidpage.com/ My husband and I are both disabled. We were victims of "worse case" contractor fraud by a "not so honest" contractor. Believe it or not, what he did to us isn't even illegal. My husband and I are both disabled. (Not wheelchair bound yet) After leaving an increasingely abusive marriage of almost 25 years, I was finally able to escape the marriage and was hopeful to begin my new life. I am still permanently disabled due to a medical treatment, but was not able to get any financial support from either my ex husband or adult son. I was awarded a dilapitated home in my divorce settlement, but no monthly income and no medical insurance. In other works, i had no money to fix it up. My boyfriend at the time (My husband now) helped me to borrow money to do the necessary repairs. The only loan we could get was from a Predatory lender, since we are both disabled and had very little income and are currently living off one disability pension. My husband is a disabled veteran. Mount Vernon, Wa. When I contacted our local HUD office, I was told that we made just over the income limit to be eligible for a grant or a low income home repair loan. Unfortunely all the money we have goes to pay the mortgage and buy food and attempt to pay the bills. We got $70,000. from the predatory lender. We hired a licensed and bonded contractor and were hoping to get this home up to current standards and codes. Unfortunately that did not happen! The contractor left our home almost completely "demolished". I will attach a few pictures. so you can see the condition of the home the way the contractor left it. The contractor did not even tell us he was leaving. When he realized that he had gotten all the money we had, he picked up his tools and we never saw him again. The contractor did not permit the job and none of the work he and his employees did was up to code standards.He left us with no kitchen,no bath and no running water. There were live wires hanging everywhere and plumbing pipes just cut and not hooked up to anything. Due to the contractor's negligence, there is mold forming both inside and outside the house and my husband is getting sicker and sicker every day he lives in this house. When I contacted our local HUD office, I was told that we made just over the income limit to be eligible for a grant or a low income home repair loan. Unfortunely all the money we have goes to pay the mortgage and buy food. We cannot get a rehab loan from any lenders (even the predatory lenders). We don't have any more funds to finish our house and we are living in a tent inside the main living area because the contractor took out the electric wall heaters. We are using the oven and space heaters to try to heat the home and now we can't afford to pay the electrical bill. Now we have a repair bill on our truck which we desperately need. We can't get the truck back untill we pay the $3,500. bill. We are both very depressed and feel like we are spiraling down. It seems like our lives are one catastrophy after another. We need to get our home liveable and safe. PLEASE HELP US!!!!!!!!!!! Sat, 25 Feb 2006 16:23:25 PST http://contractor-s-negligence-desperate-for-financial-help-please-che.app-cheri-and-ed-1.aidpage.com/ My husband and I are both disabled. After leaving an increasingely abusive marriage of almost 25 years, I was finally able to escape the marriage and was hopeful to begin my new life. My ex husband was an abusive binge drinker and he also forged my signature on a joint day trading account at HarrisDirect. He also lied on his income and asset form during our divorce # D03-03-004 in Contra Costa county Martinez, Ca. I am still permanently disabled due to a medical treatment, but was not able to get any financial support from either my ex husband or adult son. I was awarded a dilapitated home in my divorce settlement, but no monthly income and no medical insurance. In other words, I had no money to fix it up. My boyfriend at the time (My husband now) helped me to borrow money to do the necessary repairs. The only loan we could get was from a Predatory lender, since we are both disabled and had very little income and are currently living off one disability pension. My husband is a disabled veteran. Our address is 33088 West Shore Drive, Mount Vernon, Wa. 98274. Our phone number is (360) 422-5849. When I contacted our local HUD office, I was told that we made just over the income limit to be eligible for a grant or a low income home repair loan. Unfortunely all the money we have goes to pay the mortgage and buy food. We got $70,000. from the predatory lender. We hired a licensed and bonded contractor and were hoping to get this home up to current standards and codes. Unfortunately that did not happen! The contractor left our home almost completely "demolished". I will attach a few pictures. so you can see the condition of the home the way the contractor left it. The contractor did not even tell us he was leaving. When he realized that he had gotten all the money we had, he picked up his tools and we never saw him again. The contractor did not permit the job and none of the work he and his employees did was up to code standards.He left us with no kitchen,no bath and no running water. There were live wires hanging everywhere and plumbing pipes just cut and not hooked up to anything. Due to the contractor's negligence, there is mold forming both inside and outside the house and my husband is getting sicker and sicker every day he lives in this house. When I contacted our local HUD office, I was told that we made just over the income limit to be eligible for a grant or a low income home repair loan. Unfortunely all the money we have goes to pay the mortgage and buy food. We cannot get a rehab loan from any lenders (even the predatory lenders). We don't have any more funds to finish our house and we are living in a tent inside the main living area because the contractor took out the electric wall heaters. We are using the oven and space heaters to try to heat the home and now we can't afford to pay the electrical bill. We also have mounting medical and other bills we can;t afford to pay. we can't hind any construction and/or financial help in Mount Vernon, Wa. We need to make our home, livable and safe. The contractor basically left ever room he touched in a "demolition state" . The "not so honest" contractor basically left us to live in death trap. The electrical panel is appalling and not up to code. There isn't a sewer vent to the outside of the house. To whom this may concern, I have tried to contact HUD, but I am told we are "over income" by their guidelines. My husband is a disabled veteran who will need to have major surgery very soon. I am also disabled from a medical treatment , but still pending a social security hearing and have no income at this time. This the way we live now, in a tent, in the house. I think this whole ordeal began because we got married and that made us "over income" by HUD and other government standards. We can't make it much longer. Our credit cards are mounting rapidly just trying to keep this place, buy food and attempting to pay the bills. My husband now (boyfriend then) hired a licensed and bonded contractor, since I was awarded this home from a divorce settlement and then found out the foundation was caving in and the fireplace was unusable. We have heard that after Washington state Labor and Industries suspended his license in mid December 2004 after several members of L & I and a person from the Mount Vernon permit center came to our home to see the horrible condition the contractor us to live in. The contractor left our home in a "demolition state" without a kitchen, bath or even running water. We are currnetly living in a tent in the main living area since the contractor took the wallheaters out. The dishonest "con" tractor lost his contractor license mid December 2004 from Washington Labor & Industries and is on the run. We can't get financing to do the desperately needed repairs to make our home safe and up to current codes, since the house is not finished and we don't have enough income. We are the victims of a horrendeous crime yet we can't get any help from anyone. The contractor did not get any building permits nor did he build anything up to current standards, most of the materials were used or substandard. The roof is not structurally sound and the electrical and plumbing, is not up to code and poses a risk to us as occupants. If we can't live here or get any help from someone, we will be homeless and disabled. I feel that we are "falling between the cracks" of a system that is supposed to help people during their time of need. I am at the point almost giving up, since we cannot get help from any government agency. Is there anyone in our local building industry or housing agency who can help us? We either live here or we are homeless! Cheri and Ed FooteMount Vernon, WashingtonU.S.A. Wed, 19 Apr 2006 12:27:45 PDT http://comment-the-rest-of-the-story-ed-and.app-cheri-and-ed-1.aidpage.com/ Note: This aidpage was started as a comment on "Home page of Cheri and Ed"The rest of the story Ed and Cheri I first met Ed in junior high school. He was my first boyfriend at 14 years old, but my family moved so we lost contact. We have reunited and been married a little over a year now. We were both victims of "worse case" contractor fraud. We need financial or construction help to get our home our home finished and safe. I got the home in the divorce decree, but the foundation of the home was literally caving in, since neither the ex or the property management had done any repairs to the home in many years. We hired a general contractor from a referral from Service Magic, who happened to be a "con" tractor. After paying him more than the orginal bid, he completely demolished our home. He left us with no kitchen, bath or even running water and didn't ewven tell us he was leaving. He did not get any building permits and nothing was built up to code. Brad from Washington L & I took his contracting license away after seeing the damage he and his workers did to our home. We have been living in the demolished home for over a year now. My husband has done as much as he can to make this a liveable home, but we don't have any money to do anymore repairs and are still living in a home with no heat in the main living area, no kitchen and an unfinished bath. The roof still leaks, we don't have any kitchen cabinets, floor coverings and entire upper front of the home was left open to the elements, only covered by a tarp. We lived in a tent inside our home last winter. This winter we are freezing with temperatures in the teens. Nothing in our home is finished or built up to code. We are getting desperate for financial assistance. The ex who forged my signature on a 24K joint day trading account and hid other assets before during and after our divorce. We need legal and financial help so I can reopen our divorce decree. An attorney wants 5K for just a retainer. Sat, 25 Feb 2006 19:23:17 PST http://comment-the-not-so-honest-ex-who.app-cheri-and-ed-1.aidpage.com/ Note: This aidpage was started as a comment on "The ex who forged my signature on a day trading joint account who lied and took advantage of me during the divorce after chemotherapy"The "Not so honest" Ex who took advantage of my mental state while coming off chemotherapy and used the love for my son to lie, threaten and coerce me to sign a divorce decree. He has also forged my name to take all the funds out of a day trading account and hide other assets from me before and after the divorce. Sun, 26 Feb 2006 14:59:02 PST http://comment.app-cheri-and-ed-1.aidpage.com/ Note: This aidpage was started as a comment on "The man I was married to for almost 25 years took advantage....He forged my signature on a daytrading account and hid other assets/ Need financial and legal help ASAP" Wed, 1 Mar 2006 23:00:33 PST http://my-ex-forged-my-signature-dat-trading-acct-hid-assets.app-cheri-and-ed-1.aidpage.com/ DISABLED AND MY EX HUSBAND FORGED MY NAME ON A DAYTRADING ACCT AND HID SOME ASSETS FROM. HE ALSO FAILED TO DISCLOSE THESE DETAILS DURING OUR DIVORCE! The Man I was married to for almost 25 years, lied, threatened and coercied me before and during our divorce. I am now permately disabled due to the medical treatment which ended on June 3, 2003. Ex husband forged my signature on a joint day trading account weeks before I left him. HE LOST LOTS OF MONEY DAY TRADING. I had no idea of how much money he had lost while day trading. Both my new husband and I are disabled. We are going to need both financial and legal assistance to retain an attorney and a forgery investigator to freeze any assets he may still have, that still should be joint accounts, but he converted to his private accounts. I will also need a family law attorney to set the judgement of .the Jaussaud divorce/ # D03-03-445 and hope to reopen our case. Our divorce became final February 01, 2004 in Contra Costa county, Ca. in Martinez Ca. We both had attorneys, but the Ex husband was contacting me by email behind my attorneys back instead of going through the proper legal channels. I had recently come off chemotherapy and feel that I was taken advantage of by both my exhusband who took advantage of my mental and physical state. who began forging my signature and hiding assets months before I left him. I am still disabled, since I completed the treatment on June 3, 2003. Both my husband and adult son threatened, lied and coercied me to not ask for spousal support.and medical coverage. I was told if I didn;t sign the document that his attorney made up I would never see my son again. I was disabled both then and now and did not comprehend the implications of signing that document. Just recently, I have discovered that my ex husband, Joel had forged my name on a 24K check to take money out of a community day trading account, . The Ex has forged my name on several documents during our marriage of almost 25 years without my authorization.. I guess the ex husband thought marriage gave him a right to forge my signature. I did not get any spousal support or any medical coverage in the divorce settlement and we cannot afford one now, since we are trying to live on one disability income. While doing my 2004 taxes, we discovered he had emptied a joint checking account also. It seems he was day trading and hiding assets behind my back for several months before our date of seperation, June 3, 2003.. Joel and his attorney Gregory Stone came up with a divorce document that I felt pressured to sign if I ever wanted to see my son again... At that time I didn't even realize the implications of signing that document, The divorce decree said that I was no longer disabled, (WRONG again) I am still disabled due to the effect of the chemotherapy which I began on October 4, 2002. As far as we can figure it appears he has failed to disclose these assets and probably more. Ellen Shepley at Harrisdirect/ E-trade has indicated I will need either a court order or subpoena. to freeze his accounts Ellen can be reached at (800) 825-5723. Diana Gubata at E-Trade can be reached at (800) 664-4641. This is not the first he has forged my signature during our marriage of almost 25 years. It appears that he took money out of joint accounts and then before the divorce was final he put money in day trading accounts in his name only. The ex is living in Contra Costa now. I have contacted both the police and an investigative deputy in Martinez, Ca Sincerely; Cheri and Ed Mon, 24 Apr 2006 13:44:02 PDT http://comment-hi-ivan-do-you-know-of-someone.app-cheri-and-ed-1.aidpage.com/ DISABLED CONTRACTOR FRAUD VICTIMS NEED HOME PLAN, PERMIT AND DESIGN AND FINANCIAL ASSISTANCE. THE SKAGIT COUNTY PERMIT CENTER HAS SEND AN ORDER TO ABATE, BUT WE WERE ABLE TO GET ONE LAST BUILDING PERMIT EXTENSIONS. WE ARE BEING THREATENED WITH FINES AND POSSIBLE EVICTION NOW. NEED HELP ASAP! I have tried to contact HUD, but I am told we are "over income" by their guidelines. My husband is a disabled veteran who will need to have major surgery very soon. I am also disabled from a medical treatment , but still pending a social security hearing and have no income at this time. I think this whole ordeal began because we got married and that made us "over income" by HUD and other government standards. We can't make it much longer. Our credit cards are mounting rapidly just trying to keep this place, buy food and attempting to pay the bills. My husband now (boyfriend then) hired a licensed and bonded contractor, since I was awarded this home from a divorce settlement and then found out the foundation was caving in and the fireplace was unusable. The licensed and bonded contractor was Erick dba WLAM Construction and Roofing from Arlington, Wa. We have heard that after Washington state Labor and Industries suspended his license in mid December 2004 after several members of L & I and a person from the Mount Vernon permit center came to our home to see the horrible condition the contractor us to live in. The contractor left our home in a "demolition state" without a kitchen, bath or even running water. We are currnetly living in a tent in the main living area since the contractor took the wallheaters out. Erick H. Millholland lost his contractor license mid December 2004 and now has fled the state. We can't get financing to do the desperately needed repairs to make our home safe and up to current codes, since the house is not finished and we don't have enough income. We are the victims of a horrendeous crime yet we can't get any help from anyone. I believe we are all on this earth to help each other during both good times and the "not so good" times. The contractor did not get any building permits nor did he build anything up to current standards, most of the materials were used or substandard. The roof is not structurally sound and the electrical and plumbing, is not up to code and poses a risk to us as occupants. If we can't live here or get any help from someone, we will be homeless and disabled. I feel that we are "falling between the cracks" of a system that is supposed to help people during their time of need. I am at the point almost giving up, since we cannot get help from any government agency. Is there anyone in our local building industry or housing agency who can help us? Thanks Ed and Cheri cheri10353@aol.com Thu, 27 Jul 2006 10:43:48 PDT http://comment-1-cheri-and-ed-posted-on.app-cheri-and-ed-1.aidpage.com/ "CONFUSED ...WHY DO PEOPLE GET PLEDGES AND OTHERS DON'T" HI I AM CONFUSED ABOUT THE PLEDGES. WHY DO SOME PEOPLE IN NEED GET PLEDGES BUT OTHER AIDMATES WHO ARE JUST AS DESPERATE DON'T GET ANY. I DON'T UNDERSTAND THIS. IS THERE A SPECIAL CRITEREA AS TO WHO GETS HELP OR PLEDGES AND WHO DOESN'T ? CAN SOMEONE PLEASE EXPLAIN THIS TO ME . THANKS CHERI Mon, 8 May 2006 16:16:40 PDT http://comment-1-cheri-and-ed-posted-on-1.app-cheri-and-ed-1.aidpage.com/ Note: This aidpage was started as a comment on "Comment: 1. Cheri and Ed posted on..."1. Cheri and Ed posted on May 8, 2006 HI I AM CONFUSED ABOUT THE PLEDGES. WHY DO SOME PEOPLE IN NEED GET PLEDGES BUT OTHER AIDMATES WHO ARE JUST AS DESPERATE DON'T GET ANY. I DON'T UNDERSTAND THIS. IS THERE A SPECIAL CRITEREA AS TO WHO GETS HELP OR PLEDGES AND WHO DOESN'T ? CAN SOMEONE PLEASE EXPLAIN THIS TO ME . THANKS CHERI Mon, 8 May 2006 16:26:38 PDT http://comment-hi-emil-may-i-tell-others.app-cheri-and-ed-1.aidpage.com/ Note: This aidpage was started as a comment on "Emil on Aidpage"Hi Emil; May I tell others on this site about Hepatitis C and how the treatment affectedme. I believe this is going to be the next world epedemic and the politians don't seem to care. Knowledge is power! I will share my story, since this is how I became disabled, but still pending my Social Security hearing. Thanks Cheri Tue, 9 May 2006 21:17:10 PDT http://comment-i-am-glad-i-found-this-site.app-cheri-and-ed-1.aidpage.com/ Note: This aidpage was started as a comment on "Comment: 1. Cheri and Ed posted on..."I am glad I found this site. I am a married woman 52 years of age. I am disabled due to the toxic effects of chemotherapy (Peg-Intron) for the Hepatitis C virus. I went through eight months of treatment and it almost killed me. I am two years post treatment and the virus is still undectable. I feel this will be the next worldwide epidemic of our generation. Many people don't even realize they have it, until a doctor does a simple blood test. Hepatitis C remains dormant for about 25 to 30 years after the initial infection and then the symptoms begin to appear. I survived the treatment,but I still have chronic fatique, severe depression, memory loss and as well as neuroligical deficients. Please forgive me if I miss a word, or don't make any sense sometimes. I used to have a brain that worked.lol Tue, 9 May 2006 22:02:39 PDT